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For those Floridians exploring finance options for a career in agriculture, contacting Farm Credit of Florida may be a very beneficial option to consider. The Land Journal sat down with Jamie Lang to discuss how they operate.

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Explaining the process used by Farm Credit, Lang said that they "offer financing for rural residents and also farmers and ranchers across the state of Florida. We offer up 75% financing meaning that 75% is what you're buying and we offer up to 25% equity."

"We also offer operating lines which helps to aid you with your capital throughout the year and the growing season." This assistance could be an invaluable tool for those who wish to minimize risk as they transition into the agricultural sector. 

"While there are other means to finance your property such as private investors or even your local community bank," Lang continued, "we at Farm Credit love farmers. We know Agriculture, we understand Agriculture, we are Agriculture."

Lang described Farm Credit of Florida as a "member owned co-operative, which means whenever we're making money we distribute it back to our members through what we like to call patronage." One of the most important financial benefits of being a Farm Credit of Florida member-borrower is having the opportunity to share in the association’s profits. While most businesses return their profits to outside investors, Farm Credit of Florida believes in the importance of cooperative ownership. In other words, borrowers are the investors, and as such, can share in profits.

Lang finished by stating that "Farm Credit has been in the business for over a hundred years, and we want to help you succeed at becoming a sustainable operation."

For more information about financing, watch the interview below and visit the Farm Credit of Florida website.

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